Online Privacy Notice | Virginia Credit Union (2024)

View our full Privacy Notice.

Our Online Privacy Practices

Keeping financial and personal information secure is one of our most important responsibilities. Virginia Federal Credit Union (“VACU” or “Virginia Credit Union”) is committed to protecting the information of our members and other visitors who use our website. We value your trust and handle all personal information with care. As with information (which may include cookies, web beacons, and log files) we collect through other means, we use the information you provide online to respond to your needs, service your accounts, and provide you with information about other services.

Secure Transmissions

To ensure information remains confidential, Virginia Credit Union uses encryption technology such as Secure Socket Layer to protect information you enter and submit from our website.

Email Security

Regular Internet email is not secure. You should never provide information that is sensitive or confidential such as your Social Security number, account number, or personal identification number (PIN) through unsecured email. We ask that you not send personal or account Information through regular email. By selecting the “Contact Us” link displayed in the bottom banner of our website, you may reach out to a team member so someone from our Credit Union team can contact you.

Cookies and Web Beacons

A cookie is a small piece of information that a website stores directly on the computer you are using. Cookies may contain a variety of information, from a simple count of how often you visit a website to information that allows customization of a website for your use. Virginia Credit Union uses cookies to gather data about the usage of our website and to ensure that you have access to your account information. Anytime a cookie is used, personal information is encrypted for our use only and is protected from third-party access (a cookie cannot be read by a website other than the one that sets the cookie).

www.vacu.org uses cookies to store information about visitors' preferences, to record user-specific information on which pages the site visitor accesses or visits, and to personalize or customize our web page content based upon visitors' browser type or other information that the visitor sends via their browser.

If you wish to disable cookies, you may do so through your individual browser options. More detailed information about cookie management with specific web browsers can be found at the browsers' respective websites.

This website uses Google Analytics, a web analytics service provided by Google, Inc. (“Google”). Google Analytics uses cookies, which are text files placed on your computer, to help the website analyze how users use the site. The information generated by the cookie about your use of the website (including your IP address) will be transmitted to and stored by Google on servers in the U.S. Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage. Google may also transfer this information to third parties where required to do so by law or where such third parties process the information on Google’s behalf. Google will not associate your IP address with any other data held by Google. You may refuse the use of cookies by selecting the appropriate settings on your browser; however, please note that if you do this, you may not be able to use the full functionality of this website. By using this website, you consent to the processing of data about you by Google in the manner and for the purposes set out above.

Linking to Other Sites

To provide you with easy access to information, Virginia Credit Union may provide links to other websites such as mortgage companies, insurance companies, or government agencies. These links are provided as a convenience to our members. We do not guarantee or endorse any of the content in these links, and Virginia Credit Union does not represent either the third party or the member if the two enter into a transaction. The privacy and security policies on these linked websites may differ from those practiced by Virginia Credit Union. We encourage you to read the privacy policies of all websites you visit, especially before providing any personal nonpublic information.

Online Privacy Notice Only

This Privacy Notice applies only to our website. This notice does not apply to any information collected offline or via channels other than this website. To learn what personal information Virginia Credit Union collects, reasons we can share the information, and whether you can limit this sharing, view our Privacy Notice.

Additional Privacy Information

Children’s Online Privacy

The Children’s Online Privacy Protection Act (COPPA) was passed to give parents increased control over what information is collected from their children online and how such information is used. The law applies to websites and services directed to, and which knowingly collect information from, children under the age of 13. Virginia Credit Union’s website is not directed to children under the age of 13, nor is information knowingly collected from them. In the event that Virginia Credit Union wishes to collect information about children under the age of 13, parental consent will be required first. Any information that Virginia Credit Union wishes to collect will be posted for parental review prior to collection. All information collected at any point in time, whether approved by a parent for a child or for an adult, is subject to this Privacy Policy.

For additional information on COPPA protections or the dangers of the Internet and how to browse safely, visit https://www.ftc.gov/.

Consent

By using our website, you hereby consent to our privacy notice and agree to its terms.

Questions

This Online Privacy Notice was last updated onAugust 1, 2024. Should we update, amend, or make any changes to our Online Privacy Notice, those changes will be posted here. If you require any additional information or have any questions about our Online Privacy Notice, please feel free to contact us at(804) 323-6800 or (800) 285-6609.

Online Privacy Notice | Virginia Credit Union (2024)

FAQs

What is a bank privacy notice? ›

A financial institution must provide a notice of its privacy policies and practices with respect to both affiliated and nonaffiliated third parties, and allow the consumer to opt out of the disclosure of the consumer's nonpublic personal information to a nonaffiliated third party if the disclosure is outside of the ...

Does VACU send text messages? ›

A text message will be sent to your mobile device when there are any suspicious transactions on your card. Reply to confirm whether or not you recognize the transactions.

What is the daily withdrawal limit for Virginia Credit Union? ›

Yes, there is a $750 daily cash withdrawal limit and $1,000 daily limit on point of sale purchases. There is also a $10,000 daily limit and a daily limit of 20 transactions on signature based transactions.

How do I unlock my Virginia Credit Union account? ›

You can recover your User ID here, or in the top right of the screen you can select the ONLINE BANKING button > Login Help > Personal: Unlock User or Recover ID. Business members will need to contact us to recover their User ID.

Why am I getting a privacy notice? ›

The privacy notice aims to communicate the organization's data practices in a clear and accessible manner, ensuring that individuals are informed about how an organization uses their personal information.

What does a privacy notice tell you? ›

A privacy notice should identify who the data controller is, with contact details for its Data Protection Officer. It should also explain the purposes for which personal data are collected and used, how the data are used and disclosed, how long it is kept, and the controller's legal basis for processing.

Can SMS text be traced? ›

Conversation Tracking

You can also track SMS conversations between two specific phone numbers using HTTP cookies. To do this, you must create a unique cookie for each to/from phone number pair and store the unique cookie messages sent between that pair of numbers.

Do banks send out text messages? ›

Will My Bank Contact Me Via Text? Yes, banks may use text messages to help protect accounts and provide convenient messages to customers. The utilization of text messaging varies from bank to bank, so it's important to understand how yours might reach out to you once you agree to receive texts from them.

Why do banks send SMS to your phone? ›

The SMS banking channel also acts as the bank's means of alerting its customers, especially in an emergency situation; e.g. when there is an ATM fraud happening in the region, the bank can push a mass alert (although not subscribed by all customers) or automatically alert on an individual basis when a predefined ' ...

Can I pay $10,000 with my debit card? ›

Yes, banks have debit card limits for how much you can spend or how much money you can withdraw at an ATM. Daily purchase limits can range from $300 to $10,000. Daily withdrawal limits for debit cards can vary from $200 to $5,000.

How much money are you allowed in credit union? ›

For new members joining on or after Monday 19th December 2022, the maximum amount that they can hold in their account will be €20,000.

What is the minimum balance to avoid fees at Virginia Credit Union? ›

Avoid savings account fees

Maintain a regular savings account balance of at least $100 or use other VACU services to avoid a savings-only fee for a savings account opened more than 1 year (members under 23 excluded).

Who owns Virginia Credit Union? ›

Every member is also an owner at the Virginia Credit Union – and that means you have an important opportunity to serve as a volunteer. If you are interested in volunteering, we ask that you commit to participation in regular meetings and training opportunities.

What is the largest credit union in Virginia? ›

The state's two largest credit unions are Navy Federal Credit Union, with $168 billion, and Pentagon Federal Credit Union, with $35 billion in assets.

Can credit union freeze your account? ›

When you file a bankruptcy the credit union will likely freeze your account. Once your account is frozen your access to it is cut off so you cannot access the funds to pay any other obligations.

What does a privacy notice disclose? ›

It provides information regarding the categories of personal data handled, the legal justification for processing personal data, and the data provided to third parties. A privacy notice typically describes an organization's data processing practices and what website visitors can expect.

What does notice of privacy do? ›

​​​​Notice of Privacy Practices

Individuals have the right to know how their protected health information may be used and disclosed, and what their privacy rights are. The Notice of Privacy Practices (NPP) provides individuals with this information.

What are the three types of privacy notices? ›

There are three types of privacy notices defined in the regulations: an initial notice, an annual notice, and a revised notice. The regulation specifies when and to whom a bank is required to give each type of privacy notification. Let's look at the when and who for each type of privacy notice.

What is the meaning of privacy in bank statement? ›

The privacy rule governs when and how banks may share nonpublic personal information about consumers with nonaffiliated third parties. The rule embodies two principles - notice and opt out.

Top Articles
Red Lobster: Diese Insolvenz ist eine Warnung auch für Deutschland
Does Red Lobster Offer a Senior Menu? A Guide to Savings for Older Diners
Spasa Parish
Rentals for rent in Maastricht
159R Bus Schedule Pdf
Sallisaw Bin Store
Black Adam Showtimes Near Maya Cinemas Delano
Espn Transfer Portal Basketball
Pollen Levels Richmond
11 Best Sites Like The Chive For Funny Pictures and Memes
Things to do in Wichita Falls on weekends 12-15 September
Craigslist Pets Huntsville Alabama
Paulette Goddard | American Actress, Modern Times, Charlie Chaplin
Red Dead Redemption 2 Legendary Fish Locations Guide (“A Fisher of Fish”)
What's the Difference Between Halal and Haram Meat & Food?
R/Skinwalker
Rugged Gentleman Barber Shop Martinsburg Wv
Jennifer Lenzini Leaving Ktiv
Justified - Streams, Episodenguide und News zur Serie
Epay. Medstarhealth.org
Olde Kegg Bar & Grill Portage Menu
Cubilabras
Half Inning In Which The Home Team Bats Crossword
Amazing Lash Bay Colony
Juego Friv Poki
Dirt Devil Ud70181 Parts Diagram
Truist Bank Open Saturday
Water Leaks in Your Car When It Rains? Common Causes & Fixes
What’s Closing at Disney World? A Complete Guide
New from Simply So Good - Cherry Apricot Slab Pie
Drys Pharmacy
Ohio State Football Wiki
Find Words Containing Specific Letters | WordFinder®
FirstLight Power to Acquire Leading Canadian Renewable Operator and Developer Hydromega Services Inc. - FirstLight
Webmail.unt.edu
2024-25 ITH Season Preview: USC Trojans
Metro By T Mobile Sign In
Restored Republic December 1 2022
12 30 Pacific Time
Jami Lafay Gofundme
Greenbrier Bunker Tour Coupon
No Compromise in Maneuverability and Effectiveness
Crystal Westbrooks Nipple
Ice Hockey Dboard
Über 60 Prozent Rabatt auf E-Bikes: Aldi reduziert sämtliche Pedelecs stark im Preis - nur noch für kurze Zeit
Wie blocke ich einen Bot aus Boardman/USA - sellerforum.de
Infinity Pool Showtimes Near Maya Cinemas Bakersfield
Dermpathdiagnostics Com Pay Invoice
How To Use Price Chopper Points At Quiktrip
Maria Butina Bikini
Busted Newspaper Zapata Tx
Latest Posts
Article information

Author: Rev. Porsche Oberbrunner

Last Updated:

Views: 6328

Rating: 4.2 / 5 (53 voted)

Reviews: 92% of readers found this page helpful

Author information

Name: Rev. Porsche Oberbrunner

Birthday: 1994-06-25

Address: Suite 153 582 Lubowitz Walks, Port Alfredoborough, IN 72879-2838

Phone: +128413562823324

Job: IT Strategist

Hobby: Video gaming, Basketball, Web surfing, Book restoration, Jogging, Shooting, Fishing

Introduction: My name is Rev. Porsche Oberbrunner, I am a zany, graceful, talented, witty, determined, shiny, enchanting person who loves writing and wants to share my knowledge and understanding with you.